🏠 Mortgage Calculator
Estimate your monthly principal and interest payment, then compare how a down payment or a shorter loan term changes the total cost of borrowing. This is a fast way to sanity-check a home budget before you talk to a lender or compare house listings. If you are shopping for a home, use this alongside the House Affordability Calculator so you can compare the payment with your income, debts, and closing-cost assumptions. Does this include taxes and insurance? Should I compare 15-year and 30-year terms? Is the result exact?Mortgage Calculator for Monthly Payments and Total Interest
Related calculators
Frequently asked questions
No. This calculator focuses on principal and interest, so you should add taxes, insurance, and HOA dues separately.
Yes. A shorter term usually raises the payment but can lower total interest paid by a lot.
It is an estimate based on the numbers you enter. Real loans can differ because of fees, escrow, and lender-specific terms.