Budget Calculator 💰 50/30/20 Budget Calculator Monthly Take-Home Income ($) NEEDS 50%Rent, food, bills WANTS 30%Dining, shopping SAVINGS 20%Savings, debt Calculate My Budget NEEDSRent, groceries, utilities, insurance, min debt payments WANTSEating out, entertainment, clothes, subscriptions SAVINGSEmergency fund, retirement, extra debt payoff Tip: If Needs >50%, you're house-poor. Look at House Affordability or Debt Payoff. If you have extra in Wants, move it to Savings Goal.